settelo.

Calculators

Free tools for Indian property buyers, sellers, and owners. Each one carries its source and its last-verified date — so you can see where the numbers come from.

Convert

Buying

Tax

  • TDS on Property (Section 194-IA)

    Coming soon

    1% TDS the buyer must deduct on property purchases above ₹50 lakh — when it applies, how to deposit, what to file.

  • Capital Gains on Property

    Coming soon

    LTCG / STCG on a property sale, including indexation and Section 54/54EC reinvestment options.

Owning & renting out

  • Rental Yield

    Coming soon

    Gross and net yield on a rented property — the number to compare against your other investment options.

Decide

  • Rent vs Buy

    Coming soon

    Honest break-even analysis over a multi-year horizon — accounting for EMI, opportunity cost, maintenance, and inflation.